Debt Snowball Calculator Template for Excel and Google Sheets

Debt Tracker Spreadsheet, Debt Payoff Planner, Debt Snowball Spreadsheet, Snowball Method Calculator, Debt Repayment Spreadsheet, Personal Finance Spreadsheet

The Debt Snowball Calculator Template in a clean green theme offers a practical solution for managing debt in Excel and Google Sheets. Based on the proven Snowball method, this tool helps you organize and prioritize up to 50 debts, track your repayment progress, and stay motivated through clear, structured visuals.

KEY FEATURES

• Compatible with any currency
• Fully automated calculations
• Adjustable color scheme
• Detailed payment schedule
• Debt breakdown and payoff timeline
• Designed for beginners
• Start managing debt in just three simple steps

EASY SETUP

• Follow 5 clear steps to take control of your debt
• Apply the Snowball strategy with guided instructions
• Simple, easy-to-navigate dashboard

DASHBOARD OVERVIEW

• Monitor overall progress at a glance
• Set and track monthly targets per debt
• Dynamic charts covering your full repayment timeline

PAYMENT SCHEDULE

• Understand the full structure of your debt payoff
• Make additional payments or adjustments when needed
• Clean, organized view of your repayment strategy

PAYMENT TRACKER

• Compare actual payments against targets
• Categorize by source or type of expense
• Useful for annual tax preparation and reporting

The Snowball method focuses on repaying the smallest debt first to build momentum and motivation. It’s particularly effective for individuals who need structure and psychological reinforcement throughout the debt elimination process.

WHAT’S INCLUDED?

• Step-by-step instructions 
• 4 Templates of Spreadsheets
• Sample Google Sheet with Mock Data
• Blank Google Sheet
• Sample Excel with Mock Data
• Blank Excel
• Editable in Google Sheets and Microsoft Excel
• Compatible with MAC, PC, Phones, or Tablets

HOW IT WORKS & REQUIREMENTS

YOU WILL NEED:

• A device to access Google Sheets or Microsoft Excel
• A Google Account (if using Google Sheets)
• Microsoft Excel software (if using Excel)
• Basic computer skills

HOW IT WORKS:

• Purchase and download instantly.
• Open the PDF file to access the Google Sheet link.
• Download the Excel template.
• Open the spreadsheet and start planning!

IMPORTANT TO KNOW:

• This is a digital download; no physical items will be shipped.
• Due to the nature of digital products, all sales are final, and refunds are not available.

COLOR DISCLAIMER:

Please note that colors in the spreadsheet may vary slightly due to screen display differences on your device. This can include variations in color on phones, tablets, and computers.

Note: For the best experience, we recommend using a desktop or laptop for full editing capabilities.